Verified US tax and money decision tools: verdict plus a pre-filled deep link to the full page.
Scored across 5 tools
Each tool targets a distinct financial decision (filing status, freelancer rate, job offer, raise/bonus, Roth vs Traditional), with no overlap in purpose.
All tool names follow a consistent pattern of descriptive snake_case phrases, clearly indicating the decision type.
Five tools is a reasonable number for a decision-support server, covering common personal finance scenarios without being excessive or too thin.
While core decisions are covered, there are notable gaps such as mortgage vs. rent, debt payoff strategies, or investment comparisons, which limit completeness for the full domain.
Married Filing Jointly vs Separately — Compares Married Filing Jointly vs Separately for a couple and says which keeps more, including lost credits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Inputs: spouseA (required), spouseB (required), year, otherDependents, +3 more.
Freelance Rate Floor — Calculates the hourly rate a freelancer must bill to match a given salary after self-employment tax and lost benefits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Inputs: stateCode (required), filingStatus (required), currentSalary (required), annualBenefitsValue (required), +2 more.
Is this job offer worth it? — Compares two jobs on real take-home pay after federal, state, FICA, 401(k) and commute, and says which wins and by how much. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Inputs: offer (required), current (required), options.
Raise / Bonus True Value — Shows how much of a raise or bonus you actually keep after marginal tax and lifestyle inflation. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Inputs: stateCode (required), raiseAmount (required), filingStatus (required), currentSalary (required), +4 more.
Roth vs Traditional — Compares Roth vs Traditional retirement contributions: the break-even retirement tax rate and which to choose. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.
Inputs: filingStatus (required), currentGrossIncome (required), expectedRetirementIncome (required), age, +5 more.
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