Deterministic bank-statement parsing for AI agents: messy CSV/OFX exports to clean, categorized ledger rows. In-memory only, no storage, no external calls, no LLM in the loop.
Current, source-cited US federal tax constants and freelancer calculators for tax year 2026, including the July 1 mid-year mileage change. Every response carries its IRS/SSA primary source and a last-verified date; refuses rather than guesses.