Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral disclosure burden. It partially does this by mentioning that output is 'normalized' and listing the fields, which reveals the response shape. However, it does not disclose whether any session/authentication is required, whether results are paginated, ordered, or if any side effects occur. The read-only list behavior is implied but not explicitly stated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.