Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It does disclose a concrete behavior (POST request that creates a customer) and a required authorization scope (customers:write), which is useful. However, it does not describe the response shape, idempotency, validation failure behavior, or other side effects, so transparency is only partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.