Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It transparently states what the tool returns (all non-EMPTY memory cells of the two types) without hiding any side effects. While it doesn't explicitly say it's read-only, the verb 'list' strongly implies a non-mutating operation, making this adequately transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.