Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the agent knows this is a safe read operation. The description adds useful context about what data is returned (names, injuries, projections, actual points), but it doesn't disclose behavior like whether it returns data for the current week by default, how it handles missing lineups, or whether it requires authentication. With annotations covering the safety profile, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.