Gig Worker Tax Toolkit
Supports tax planning for DoorDash 1099 gig income, including 2026 quarterly tax estimates, self-employment tax, safe harbor checks, and mileage deductions with the mid-year rate change.
Supports tax planning for Instacart 1099 gig income, including 2026 quarterly tax estimates, self-employment tax, safe harbor checks, and mileage deductions with the mid-year rate change.
Supports tax planning for Lyft 1099 gig income, including 2026 quarterly tax estimates, self-employment tax, safe harbor checks, and mileage deductions with the mid-year rate change.
Supports tax planning for Uber 1099 gig income, including 2026 quarterly tax estimates, self-employment tax, safe harbor checks, and mileage deductions with the mid-year rate change.
Click on "Deploy Server".
Wait a few minutes for the server to deploy. Once ready, it will show a "Started" state.
In the chat, type
@followed by the MCP server name and your instructions, e.g., "@Gig Worker Tax Toolkitestimate my Q3 2026 quarterly tax on $28k net from DoorDash"
That's it! The server will respond to your query, and you can continue using it as needed.
Here is a step-by-step guide with screenshots.
Gig Worker Tax Toolkit
Tax toolkit for 1099 gig workers and freelancers: 2026 quarterly estimates, self-employment tax, safe harbor check, and the mileage deduction with the July 2026 rate change (72.5 to 76 cents) handled correctly.
Know what to set aside, and when to pay it
For DoorDash, Uber, Lyft, Instacart, freelance and any 1099 income. Deterministic federal math using the official 2026 figures.
Related MCP server: OptionsAhoy: Stock Equity and Tax Optimizer
Tools
estimate_quarterly_tax: self-employment tax (92.35% of net, Social Security to the $184,500 base, Medicare, additional Medicare), federal income tax with 2026 brackets and standard deduction, the 20% QBI deduction when eligible, what is still owed, and an even split across the remaining real due dates (Apr 15, Jun 15, Sep 15, Jan 15).calculate_mileage_deduction: priced per trip by date. The IRS changed the 2026 business rate mid-year: 72.5 cents through June 30, then 76 cents from July 1. Most calculators apply one rate to the whole year.check_safe_harbor: the minimum you must pay to avoid an underpayment penalty (90% of this year or 100%/110% of last year).compare_mileage_vs_actual: standard mileage against actual vehicle expenses, with the rules that lock the choice in.get_tax_constants: every figure used and its source.
Limits
Federal only (optional flat state rate). Single and married filing jointly. Excludes credits, itemized deductions and retirement contributions, and does not apply the QBI deduction above the phase-out. An estimate for planning, not tax advice.
Use it
Hosted on MCPize with a free tier (10 calls a day). Remote MCP endpoint (streamable HTTP, API key from MCPize):
https://gig-tax-mcp.mcpize.run/mcpOr run it yourself:
npm install
node server.js # listens on :8080, MCP at /mcpMIT licensed.
This server cannot be deployed
Maintenance
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Current source-cited 2026 US tax constants and calculators for AI agents; every answer cites IRS.
Money, tax & business calculators kept current with 2026 rules — plus operator insights.
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