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tresor4k

calcuris-mcp

by tresor4k

US paycheck / take-home pay

us_paycheck

Compute US take-home pay per pay period, including federal withholding, Social Security, Medicare, and state tax for salaried or hourly workers.

Instructions

Computes US take-home pay per pay period: federal withholding, Social Security, Medicare (+ Additional Medicare), state tax, and net pay, for salaried or hourly workers. Example: { payType: "salary", annualSalary: 80000, payFrequency: "biweekly", filingStatus: "single", stateCode: "TX" }. Estimate for guidance — 2026 rates from official sources (IRS/Tax Foundation/CRA/ATO/state revenue offices/HMRC).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
payTypeYesWhether pay is a fixed annual salary or an hourly rate.
stateCodeNoOptional two-letter state code to also withhold state tax. Omit to skip.
dependentsNoNumber of dependents (informational, not withheld via CTC in this engine).
hourlyRateNoHourly rate in USD (used when payType is "hourly").
annualSalaryNoAnnual salary in USD (used when payType is "salary").
filingStatusYesIRS filing status used for federal withholding.
hoursPerWeekNoHours worked per week (used when payType is "hourly", or to derive an hourly-equivalent when salaried).
payFrequencyYesPay period frequency.
preTaxHealthNoPre-tax health/HSA (section 125) contribution PER PAY PERIOD (reduces federal/state AND FICA taxable income).
extraWithholdingNoAdditional federal withholding requested PER PAY PERIOD (W-4 line 4c).
preTaxRetirementNoPre-tax 401(k) contribution PER PAY PERIOD (reduces federal/state taxable income, not FICA).
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so description must carry the burden. It discloses the estimate nature and source of rates, but lacks details on limitations (e.g., dependents are informational) and output behavior.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is relatively concise with an example, but includes irrelevant source references (e.g., HMRC) that detract from focus. It could be more streamlined.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema is provided, so the description should explain return values. It mentions what the tool computes but not the structure or format of the output, leaving the agent uncertain about the response.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so baseline is 3. The description adds minimal extra meaning beyond what the schema already provides, only including an example and noting stateCode is optional.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states it computes US take-home pay per pay period, listing specific components (federal withholding, Social Security, etc.) and distinguishes from sibling tools like us_income_tax and us_property_tax.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides an example and mentions it is an estimate for guidance, but does not explicitly state when to use this tool versus alternatives or when not to use it.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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