Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. 'List POS terminals' implies a read-only operation, but it doesn't specify whether this requires authentication, how results are returned (e.g., pagination details beyond the schema), or any rate limits. The description adds minimal behavioral context beyond the basic action.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.