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create_transfer

Initiate bank transfers in Nigeria by specifying amount, recipient account, bank code, and transaction description through the Nomba payment platform.

Instructions

Create a bank transfer

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
amountYesAmount in kobo
account_numberYesRecipient account
bank_codeYesBank code
narrationYesTransfer description
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. 'Create a bank transfer' implies a write operation with financial consequences, but it doesn't disclose critical traits like authentication needs, rate limits, whether transfers are reversible, or what happens on failure. This is a significant gap for a mutation tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, efficient sentence with zero waste—'Create a bank transfer' is front-loaded and appropriately sized for the tool's purpose. Every word earns its place without redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the complexity of a bank transfer tool with no annotations and no output schema, the description is incomplete. It lacks information on behavioral traits, error handling, and return values, which are crucial for safe and effective use in a financial context.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the input schema fully documents all four parameters (amount, account_number, bank_code, narration). The description adds no additional meaning beyond what the schema provides, such as format examples or constraints, meeting the baseline for high schema coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description 'Create a bank transfer' clearly states the verb ('Create') and resource ('bank transfer'), making the purpose immediately understandable. However, it doesn't differentiate from sibling tools like 'create_checkout' or 'create_virtual_account', which also create financial entities, so it lacks sibling differentiation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives. It doesn't mention prerequisites (e.g., sufficient balance), exclusions, or comparisons to siblings like 'create_checkout' for payments or 'create_virtual_account' for account creation, leaving usage context unclear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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