Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, and openWorldHint=true, so the safety profile is covered. The description adds the useful detail that plan_ref may be an exact title, hinting at lookup behavior, but says nothing about duplicate-title ambiguity, permissions, or what is returned after the rename.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.