Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, open-world behavior, so the safety profile is covered. The description adds genuinely useful context — two nodes with mutual 5-minute checks — which tells the agent data may be up to five minutes stale. It does not describe what the status response contains, so with annotations doing much of the work a 3 is fair.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.