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insurance-claim-mcp

insurance-claim-mcp

by seothief

List Standard Rules

list_standard_rules

Retrieve standard coverage rules for insurance claim checks; treat them as unverified until matched against policy text.

Instructions

Return the standard coverage rules. verified is False until checked against policy text.

Input Schema

NameRequiredDescriptionDefault

No arguments

Output Schema

NameRequiredDescriptionDefault
resultYes

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.2.0

TDQS

B3.4/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full behavioral burden, and it does disclose one meaningful trait: `verified` is False until checked against policy text, warning the agent about data trustworthiness. It does not otherwise state that this is a safe read-only listing or comment on result size/caching, so the disclosure is partial.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two short sentences, front-loaded with the action and followed by a single high-value caveat about the `verified` field. No waste.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

An output schema exists, so return values needn't be explained, and the zero-parameter signature is simple. However, the description never clarifies what 'standard' rules are relative to the user-policy siblings or confirms read-only semantics in the absence of annotations, leaving a modest gap for an agent routing between the two list tools.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool takes zero parameters, so there is nothing for the description to disambiguate; baseline 4 applies. Schema coverage is also 100% regardless.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource ('Return the standard coverage rules'), which is enough to distinguish it from mutation siblings like register_user_policy. It stops short of explicitly contrasting with list_user_policies, so the 'standard' vs 'user' distinction is left implicit.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no statement of when to use this tool versus alternatives, no preconditions, and no exclusions. The agent must infer from the name that this is the no-argument baseline-rules lookup.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.