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insurance-claim-mcp

insurance-claim-mcp

by seothief

Get Document Request Guide

get_document_request_guide

Returns the policy documents and terms to request from an insurer, including request wording and official request paths; for US policy types, provides an English schedule-of-benefits checklist.

Instructions

보험사에 요청해야 할 증권과 약관 목록, 요청 문구, 공식 요청 경로를 돌려줍니다.

For US_* policy types, returns an English checklist for the schedule of benefits.

Input Schema

NameRequiredDescriptionDefault
policy_typeYes
product_nameYes

Output Schema

NameRequiredDescriptionDefault

No arguments

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.2.0

TDQS

B3/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the behavioral burden, and it does disclose one useful trait: for US_* policy types it returns an English schedule-of-benefits checklist. It does not state read-only/no-side-effects or any auth or rate-limit context, leaving gaps for a no-annotation tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, front-loaded with the core return contents and then the US_* variant. Efficient, with no filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

An output schema exists so return structure needn't be explained, and the US_* conditional is covered. However, with 0% schema coverage and zero annotations, the unexplained parameters and missing usage/precondition context leave the definition only minimally complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, so the description must compensate, but it only hints that policy_type drives output language/format for US_* values. product_name is never explained, and the enum values are uninterpreted, leaving most parameter meaning to be inferred.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a specific verb+resource: it returns a list of securities/terms to request from the insurer, request wording, and official request channels. This is distinguishable from the user/profile/policy siblings, though it doesn't explicitly name an alternative tool.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no guidance on when to call this versus other guide-like tools (e.g. get_onboarding_guide) or what prerequisites exist. The only implicit condition is the US_* policy-type switch, which is about output rather than when-to-use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.