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insurance-mcp-poc

insurance-mcp-poc

by saivarun1410
OverviewSchemaSourceRelated ServersDiscussionsAdmin
JavaScript
Local

Get application status

get_application_status

Check a life insurance application's status by number to see where it stands, the next step, assigned underwriter, and full timeline.

Instructions

Look up a life insurance application by its number and return current status, the step it is waiting on, the assigned underwriter, and the full event timeline.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "application_number": "<application_number>"
    },
    "name": "get_application_status"
  }
}

Input Schema

NameRequiredDescriptionDefault
application_numberYesApplication number, e.g. APP-100242

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv0.1.0

TDQS

A4.3/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the burden. It clearly states the returned data: status, pending step, underwriter, and event timeline, implying a read-only query. It does not add explicit permission or side-effect notes, but the 'Look up' phrasing adequately conveys a non-mutating operation.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

A single sentence that is front-loaded with the verb and resource, then lists the exact information returned. No wasted words or irrelevant details.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple query tool with one parameter and no output schema, the description is complete: it specifies the input and enumerates the exact output fields (status, step, underwriter, timeline). No additional context is needed for an agent to invoke it correctly.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%; the parameter application_number is well-described with a format example. The description reinforces that lookup is by number but adds little beyond the schema. Baseline 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses a specific verb 'Look up' with a clear resource 'life insurance application' and a defining attribute 'by its number'. It clearly distinguishes from siblings like search_policy_documents and lookup_product_rules, which focus on different resources and actions.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The context is clear: use this tool when you have an application number and need status information. While it doesn't explicitly mention alternatives, the sibling tools are obviously different, and the usage context is unambiguous. Exclusions are not necessary here.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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