get_budgets

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It states the tool retrieves budget information but doesn't describe what 'budget information' includes, whether it's read-only, if it requires authentication, or any rate limits. This leaves significant gaps for a tool that likely interacts with financial data.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, efficient sentence that directly states the tool's purpose with zero wasted words. It's appropriately sized and front-loaded, making it easy for an agent to parse quickly.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the lack of annotations and output schema, the description is insufficient for a tool that likely returns financial data. It doesn't explain what 'budget information' entails (e.g., categories, amounts, time periods), authentication requirements, or error handling, leaving the agent with incomplete context for proper use.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The tool has 0 parameters, and schema description coverage is 100%, so no parameter documentation is needed. The description doesn't add parameter details, but that's appropriate here. A baseline of 4 is applied as it's complete for a parameterless tool.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb ('Get') and resource ('budget information from Monarch Money'), making the tool's purpose immediately understandable. It doesn't differentiate from siblings like 'get_cashflow' or 'get_transactions', but it's specific enough to identify its domain.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives like 'get_cashflow' or 'get_transactions'. It lacks context about prerequisites (e.g., authentication status) or typical use cases, leaving the agent to infer usage from the tool name alone.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.