monarch-mcp-server
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TDQS
Scored across 11 tools
Tools are mostly distinct: transactions, accounts, budgets, cashflow, and holdings each target different resources. However, get_accounts and get_account_holdings could be confused despite the holding-specific focus, and debug_session_loading is vaguely defined and might overlap with auth-status checks.
The majority follow a consistent verb_noun pattern (get_, create_, update_, refresh_), but debug_session_loading breaks the convention (noun-based) and setup_authentication/check_auth_status use a slightly different style, causing minor inconsistency.
Eleven tools is well-scoped for a personal finance integration. Each tool covers a distinct aspect (read accounts, budgets, cashflow, transactions, holdings, write transactions, auth, refresh) without unnecessary redundancy, making the set feel complete yet focused.
The surface covers core finance operations: listing accounts, budgets, cashflow, transactions, and holdings, plus create/update for transactions and refresh. Missing delete_transaction is a minor gap, and there's no tool for managing categories or accounts directly, but the primary workflows are covered.