Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It clearly discloses that the tool returns holiday periods, day counts, and adjusted work days, and that omitting the year returns all recorded years. This goes beyond a simple 'list holidays' to specify the output content, though it does not mention side effects or read-only nature (implicit).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.