Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is fully covered. The description adds nothing beyond them — no note on behavior for an unknown or malformed id, and no indication of what a refund record contains. The only extra detail, the `re_…` id prefix, is already in the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.