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partymola

monzo-mcp

monzo_list_pots

List all Monzo savings pots with balances and names. Record balance snapshots for tracking. Supports personal or joint accounts.

Instructions

List all pots (savings buckets) for a Monzo account.

Args: account_type: "personal" or "joint" (default: "personal")

Returns pot names and balances. Also records balance snapshots.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_typeNopersonal

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYes
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Discloses a side effect (recording balance snapshots) beyond the obvious list operation. No annotations, so description carries burden; missing details like authentication or rate limits but acceptable for a simple list.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two concise sentences plus args line, front-loaded with purpose, no superfluous content.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Sufficient for a simple list tool with one optional parameter and output schema. Mentions return fields and side effect, but could note any implicit filtering by account_type.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters5/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema has 0% description coverage, but description explains account_type values ('personal' or 'joint') and default, fully compensating for schema lack.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states it lists all pots (savings buckets) for a Monzo account, with a specific verb and resource. Distinct from sibling tools like balance or transactions.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool versus alternatives. The account_type hint is present but no comparison to siblings.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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