Netfluid Skill

Version: 6.81.0
Author: Netfluid
Website: https://netfluid.io
Documentation: https://doc.netfluid.io
Support: support@netfluid.io

Overview

The Netfluid skill provides AI agents with comprehensive banking and cryptocurrency wallet operations. It enables agents to manage fiat and crypto accounts, perform transfers, create payment bridges, and handle KYC verification — all through a unified MCP (Model Context Protocol) interface.

Key Features

• Multi-Currency Support: ZAR, USD, EUR, BWP fiat currencies

• Crypto Assets: USDC, USDT, SOL, ETH, AVAX, ALGO, HBAR, FLDS

• Cross-Chain Bridges: SEPA, ACH/Wire, blockchain-to-blockchain transfers

• Funding Methods: Bank transfer, card deposit, Pay@, PayShap

• Withdrawal Options: Bank accounts, OTT mobile (South Africa)

• KYC Integration: Full and lite verification workflows

Installation for Agents

Option 1: Direct Installation (nanobot)

# Download and install the skill directly
GET https://api.netfluid.io/skill/download

# The skill files will be installed to your agent's skills directory

Option 2: Manual Installation

# Clone or download the skill files
git clone https://github.com/netfluid-dev/netfluid-skill.git

# Copy to your agent's skills directory
cp -r netfluid-skill /path/to/agent/skills/netfluid

Required Credentials

Getting Started

1. Get API Key: Open Netfluid app → Settings → API Keys → Create new key

2. Get Session Key: Open Netfluid app → Get session key (single use)

3. Exchange for Token: Use mcp_netfluid_session with the session key

4. List Accounts: Use mcp_netfluid_wallet_accounts_list to get account IDs

Available Tools

Session Management

• mcp_netfluid_session - Get token from session key

• mcp_netfluid_wallet_verify - Keep session alive

Account Operations

• mcp_netfluid_wallet_accounts_list - List all accounts

• mcp_netfluid_account_info - Get fiat balance

• mcp_netfluid_crypto_balance - Get crypto balance

• mcp_netfluid_account_send - Send fiat to another Netfluid user

Crypto Operations

• mcp_netfluid_crypto_spend - Send crypto to blockchain address

• mcp_netfluid_crypto_dex_swap - Swap tokens via DEX

• mcp_netfluid_crypto_digitalassets - List supported assets

• mcp_netfluid_crypto_optin - Opt-in to new tokens

Funding

• mcp_netfluid_fund_banks - Get bank transfer details

• mcp_netfluid_fund_card_quote - Quote for card deposit

• mcp_netfluid_fund_payat - Generate Pay@ reference

• mcp_netfluid_fund_payshap - Get PayShap details

Withdrawals

• mcp_netfluid_wallet_rba - Save bank account

• mcp_netfluid_withdraw_to_bank - Withdraw to bank

• mcp_netfluid_withdraw_ott_providers_list - List OTT providers

• mcp_netfluid_withdraw_to_ott - Withdraw to mobile (South Africa)

Bridges

• mcp_netfluid_bridge_list - List available bridges

• mcp_netfluid_bridge_on_ramp - Create virtual account (SEPA/ACH)

• mcp_netfluid_bridge_off_ramp_sepa - Create SEPA off-ramp

• mcp_netfluid_bridge_off_ramp_ach_wire - Create ACH/Wire off-ramp

• mcp_netfluid_bridge_blockchain - Cross-chain transfer

KYC & Verification

• mcp_netfluid_wallet_kyc_check - Check full KYC status

• mcp_netfluid_wallet_kyc_check_lite - Check lite KYC status

• mcp_netfluid_wallet_kyc_session_create - Create KYC session

Utilities

• mcp_netfluid_wallet_mnemonic - Get recovery phrase

• mcp_netfluid_wallet_fee - Calculate transaction fee

• mcp_netfluid_beneficiaries_list - List saved beneficiaries

Supported Blockchains

Supported Currencies

Fiat

• ZAR - South African Rand (South Africa)

• USD - US Dollar (Global)

• EUR - Euro (Europe)

• BWP - Botswana Pula (Botswana)

Crypto

• USDC - USD Coin (Solana, Ethereum, Avalanche)

• USDT - USD Tether (Solana, Ethereum, Avalanche)

• SOL - Solana

• ETH - Ethereum

• AVAX - Avalanche

• ALGO - Algorand

• HBAR - Hedera

• FLDS - Netfluids

Important Rules

⚠️ ALWAYS ask for confirmation before executing any transaction

⚠️ NEVER store wallet IDs, PINs, balances, or financial details in memory

⚠️ NEVER create and redeem a voucher from the same wallet (circular transaction)

⚠️ Always prompt for user's own platform ID when assigning wallet to a channel

Common Workflows

Send ZAR to Another Netfluid User

1. Get destination account address from user
2. Call /account/info to check balance
3. Ask user to confirm amount
4. Call /account/send with account_fk, destination, amount
5. Verify with /account/info (balance should decrease)

Buy Crypto with Fiat

1. Check fiat balance: /account/info(account_fk)
2. Check crypto balance: /crypto/balance(account_fk)
3. Use /account/swap to swap fiat to crypto

Withdraw to Bank

1. Check if RBA exists: /wallet/rba_list
2. If not, create: /wallet/rba
3. Withdraw: /withdraw/to_bank(account_fk, rba_fk, amount)

Error Handling

Files

• SKILL.md - Full skill documentation

• skill-package.json - Skill manifest and metadata

• skills.json - MCP tools schema

• README.md - This file

License

Copyright © 2026 Netfluid. All rights reserved.