Best SEPA MCP Servers
SEPA (Single Euro Payments Area) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro, managed by the European Payments Council.
Why this server?
Supports Euro-denominated bank transfers as a payment rail, planned for implementation through Stripe and other global providers.
AlicenseAqualityDmaintenanceCreate Pix charges (Woovi/OpenPix) · List payments & check status · Refund transactions · Multi-provider routing · Daily/per-tx spending limits · Human-in-the-loop confirmation · JSONL audit trail741MITWhy this server?
Allows for the management of SEPA beneficiaries and transfers, enabling actions such as listing, adding, and trusting beneficiaries, as well as creating, canceling, and downloading proofs for SEPA transfers.
AGPL 3.0Why this server?
Generates and validates SEPA payment initiation messages (pain.001 for credit transfers, pain.008 for direct debits) and applies scheme rulebooks (SEPA SCT, SDD, INST, B2B) via dedicated tools.
AlicenseAqualityAmaintenanceA Model Context Protocol server that exposes the pain001 ISO 20022 Customer Credit Transfer Initiation library as agent tools, enabling AI assistants to generate and validate standardized payment XML messages.171Apache 2.0Why this server?
Provides support for generating, validating, and managing ISO 20022 pacs messages for SEPA Instant Credit Transfers (SCT Inst) and other SEPA payment schemes.
AlicenseAqualityAmaintenanceAn MCP server that exposes the pacs008 ISO 20022 FI-to-FI Customer Credit Transfer library as tools for AI agents and assistants, enabling generation, validation, and parsing of pacs.008 credit transfer XML messages.161Apache 2.0Why this server?
Provides clearing profiles, validation, and linting for SEPA (Single Euro Payments Area) payments, including SEPA Instant credit transfers.
AlicenseAqualityAmaintenanceA fully local, closed-world MCP server that manages, validates, and serves bank-specific ISO 20022 clearing profiles and rule packs, enabling AI agents to discover profiles, fetch them, lint payloads against them, and validate rule-pack definitions.41Apache 2.0Why this server?
Supports validation, generation, and parsing of ISO 20022 messages for SEPA payment schemes, including SEPA Instant Credit Transfer.
AlicenseAqualityAmaintenanceUnified gateway for ISO 20022 message families, providing meta-tools to search, describe, validate, generate, and parse financial messages.71Apache 2.0Why this server?
Integrates with SEPA direct debit system for payment collection of the remaining 50% after URSSAF tax credit advance, enabling automated billing without card payments.
AlicenseAqualityDmaintenanceBooks professional home cleaning services anywhere in metropolitan France end-to-end (coverage check, firm quote, booking creation, URSSAF "avance immédiate" enrollment, status polling). End users pay only 50% via SEPA direct debit thanks to the URSSAF immediate tax credit advance — no card payment required.519MITWhy this server?
Monitors the live health of the SEPA payment rail for European settlement routing and status tracking.
AlicenseAqualityCmaintenanceAI intelligence oracle + cross-border settlement rail. 10-layer Stability Oracle (climate, macro, FX, ESG, supply chain) with x402 pay-per-call data API. USDC/EURC settlement on Base at 1.385% all-in. GENIUS Act + MiCA + Basel III compliant.13711MITWhy this server?
Facilitates fiat transfers and funding operations through the Single Euro Payments Area (SEPA) rail.
AlicenseBqualityDmaintenanceEnables users to manage the SpherePay payment platform, including customer onboarding, bank and wallet management, and cross-chain transfers. It provides tools for executing financial workflows, tracking transfers, and configuring virtual accounts for fiat-to-stablecoin conversions.24AGPL 3.0