Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'List' indicates a read-only operation, and 'Returns collection names and keys' adds useful output information. However, it does not disclose potential limitations like pagination, permission requirements, or empty-library behavior, leaving some behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.