Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is fully covered. The description adds a modest behavioral detail: it returns the currently effective hourly rates, implying the values are time-varying rather than a static catalog. It stops short of describing scope or return structure, which is acceptable given the rich annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.