Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It communicates that the tool lists all vaults and returns their IDs and capabilities, implying a read-only operation. However, it does not disclose any potential side effects, authentication requirements, or limitations, though the simple nature of the tool likely makes these minimally relevant.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.