Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description does carry some burden, and it does establish that this is a file-content read from a specific directory (implying read-only, no mutation). However it says nothing about behavior when the ADR id does not exist (error vs empty result), whether content is truncated, or how the path is resolved.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.