Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It only states 'Create,' which implies mutation, but fails to disclose what happens if a deck with the same name exists, required permissions, any side effects, or what response is returned. This is insufficient for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.