Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations provide strong behavioral hints (readOnlyHint: true, destructiveHint: false, etc.), so the bar is lower. The description adds minimal context by specifying 'all' instances and region scope, but doesn't disclose additional traits like pagination, rate limits, or authentication needs. It doesn't contradict annotations, but adds limited value beyond them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.