Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and falls short. It reveals the export contents and that output lands in 'a folder', but says nothing about where that folder is, whether existing files are overwritten, the size/time cost, or the important fact that a session export contains credential material.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.