Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. 'List' implies a read-only operation, but the description does not disclose the default value of active_only, whether jurisdiction_code narrows results, pagination behavior, or what the response contains. The behavioral profile is largely left to the agent to assume.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.