Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It implies a read-only listing operation and states the default scope (all states and supported local jurisdictions). However, it does not disclose behavior such as how results are ordered, whether 'code' filters the list, or what errors or rate limits may apply, leaving some ambiguity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.