Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and discloses almost nothing: it does not state that this is a read-only probe, whether it requires an existing token, whether it triggers any network call to the accounting provider, or what the returned status means (authenticated vs. token expired vs. not configured).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.