Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It states that the tool 'returns a list of matching assets with basic information,' which gives some sense of the output but not deeper behavior like whether it is read-only, has rate limits, or requires authentication. Since an output schema exists, the return-format statement adds minimal value, and no other behavioral context is provided.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.