Tools are clearly divided by resource (payment links, payment intents, products, prices, customers), but there is some potential overlap between payment links and payment intents, and between list_payment_intents and get_customer_payments. Descriptions help distinguish them, but an agent might occasionally misselect.

All tool names follow a consistent verb_noun pattern (e.g., create_payment_link, list_prices, get_customer), using lowercase snake_case throughout. This makes the API predictable and easy to navigate.

17 tools is slightly above the ideal range but still appropriate for Stripe's domain, covering payment links, intents, products, prices, and customers. Each tool addresses a distinct need, though a few could be consolidated without loss.

Core CRUD operations exist for payment links, products, and customers, but are incomplete: products and customers lack update/delete, prices lack a get endpoint, and payment intents lack cancel/refund capabilities. This creates workflow gaps for managing the full lifecycle.