Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description contributes the useful detail that the read returns four distinct data items, but says nothing about freshness, whether values are cached, or what an empty result looks like. Given annotation coverage, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.