Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses that the market data is 'live' and that the tool returns an overview, which implies a read-only operation. However, it does not explicitly state the absence of side effects, authentication requirements, or error/edge-case behavior, leaving some ambiguity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.