Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must cover behavioral traits. It indicates a read operation ('List') and the data returned, but lacks details on authentication requirements, scope (e.g., only owned characters), or pagination. The description adds some value but is not fully transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.