Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, and idempotentHint, so the safety profile is covered. The description adds the nuance that it lists 'additional' accounts, which clarifies scope. It does not disclose return format or any side effects, but for a read-only list with strong annotations, this is acceptable baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.