Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations supply the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), so the agent knows this is a non-destructive, non-idempotent mutation. The description adds a meaningful behavioral guarantee — 'Committed revisions are not overwritten' — which explains the scope of what is discarded. It still doesn't say whether a repeat call errors or no-ops (relevant given idempotentHint=false), or whether an open transaction is required beforehand.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.