Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, with page, size, and userId all documented in the schema. The description's '按账号' merely restates the userId concept and adds the 'list' interpretation, but contributes no format, constraints, or relationships beyond what the schema already provides. The baseline of 3 applies because the schema does the heavy lifting.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.