Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It reveals that inputs are identified by primary keys and that notes are 'reloaded for this session,' which is useful context beyond the schema. However, it does not clarify whether the operation mutates session state, is read-only, or what side effects 'reloaded' implies.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.