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erikrubstein

monarch-mcp2

by erikrubstein

Accounts Update Account

accounts_update_account

Update an account's name, type, balance, or other properties to keep Monarch financial data accurate.

Instructions

Update account. This may create or update Monarch data.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
nameNo
typeNo
fieldsNoOptional dotted output field paths to return, such as ['id', 'merchant.name', 'category.name'].
balanceNo
subtypeNo
account_idYes
output_modeNoOutput shape to return. Use summary for compact CLI-style defaults, full for complete structured data without raw, and raw for complete structured data including raw payloads.summary
session_pathNo
owner_user_idNo
deactivated_atNo
hide_from_listNo
include_in_net_worthNo
hide_transactions_from_reportsNo
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description notes that the tool 'may create or update Monarch data', hinting at non-destructive but potentially creative behavior. However, it does not specify conditions under which creation occurs or other side effects. Annotations are sparse, so the description adds some value but is insufficiently detailed.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is very concise, just one sentence. While brevity is good, it omits essential info. It is not overly verbose, but it's under-specified for the tool's complexity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness1/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given 13 parameters, no output schema, and limited annotations, the description is severely lacking. It fails to explain what fields can be updated, return value, or constraints. It is not complete enough for effective tool selection and invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is only 15% (only 'fields' has a description). The tool description does not explain any parameters, leaving agents to rely solely on parameter names and types, which may be ambiguous. It adds minimal value beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states 'Update account', which identifies both the verb and the resource. It is straightforward and matches the tool's name and title, though it does not differentiate from sibling tools like create or delete.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives (e.g., accounts_create_manual_account). There is no mention of prerequisites or scenarios where this tool is appropriate or not.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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