Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already indicate this is a non-read-only mutation, and the description simply restates that via 'set'. It does not disclose what happens when currency is null, whether the preference is persisted globally or per user, or whether an invalid or unset value resets the preference. With no output schema, the response behavior is also undisclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.