Budgetsco MCP Server

Server Quality Checklist

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Latest release: v1.0.0
Disambiguation4/5
Tools have distinct purposes for transactions, categories, recurring transactions, budget, and currency. Some potential ambiguity between getCategoriesByType and getCustomCategories, but descriptions clarify the difference.
Naming Consistency5/5
All tool names follow a consistent camelCase verb_noun pattern (e.g., createTransaction, getBudget, setCurrency), making them predictable and easy to understand.
Tool Count5/5
18 tools is well-scoped for a budgeting application, covering all major entities (transactions, categories, recurring transactions, budget, currency) without being excessive.
Completeness4/5
The tool set covers CRUD operations for transactions and recurring transactions, budget and currency management, and category creation/deletion. Missing update for custom categories and single transaction retrieval, but core workflows are supported.
Average 3.1/5 across 18 of 18 tools scored. Lowest: 2.4/5.
See the Tool Scores section below for per-tool breakdowns.
- No community issues in the last 6 months
- 0 commits in the last 12 weeks
- Last stable release on December 22, 2025
- No critical vulnerability alerts
- No high-severity vulnerability alerts
- No code scanning findings
- CI is passing
This repository is licensed under MIT License.
This repository includes a README.md file.
No tool usage detected in the last 30 days. Usage tracking helps demonstrate server value.
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{
  "$schema": "https://glama.ai/mcp/schemas/server.json",
  "maintainers": [
    "your-github-username"
  ]
}
```
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How is the quality score calculated?

The overall quality score combines two components: Tool Definition Quality (70%) and Server Coherence (30%).

Tool Definition Quality measures how well each tool describes itself to AI agents. Every tool is scored 1–5 across six dimensions: Purpose Clarity (25%), Usage Guidelines (20%), Behavioral Transparency (20%), Parameter Semantics (15%), Conciseness & Structure (10%), and Contextual Completeness (10%). The server-level definition quality score is calculated as 60% mean TDQS + 40% minimum TDQS, so a single poorly described tool pulls the score down.

Server Coherence evaluates how well the tools work together as a set, scoring four dimensions equally: Disambiguation (can agents tell tools apart?), Naming Consistency, Tool Count Appropriateness, and Completeness (are there gaps in the tool surface?).

Tiers are derived from the overall score: A (≥3.5), B (≥3.0), C (≥2.0), D (≥1.0), F (<1.0). B and above is considered passing.

Tool Scores

Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate a write operation (readOnlyHint=false). The description adds no new behavioral details, such as whether deletion is permanent, whether it cascades to other data, or what happens if categories do not exist. Minimal added value beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness3/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is very short (three words), which is concise but at the expense of completeness. While not verbose, it sacrifices necessary context. A better structure would include at least a brief sentence covering the parameters.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple delete tool with two required parameters and no output schema, the description should cover the purpose of each parameter and any constraints. It does not, leaving the agent underinformed. Given the tool's simplicity, a short but complete description is expected.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters1/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 0% (no parameter descriptions). The description does not explain the meaning of the 'categories' array or the 'type' enum. It fails to compensate for the lack of schema documentation, leaving agents to guess parameter semantics.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
Description clearly states verb and resource: 'Delete custom categories'. It distinguishes from sibling tools like 'createCustomCategories' and 'getCustomCategories' by indicating a delete operation. However, it could be more specific about the deletion criteria (by name and type) which is evident only from the schema.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is given on when to use this tool versus alternatives such as 'deleteTransaction' or 'deleteRecurringTransaction'. An explicit when-to-use or when-not-to-use would help an agent select the correct tool.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description merely states 'Create' which matches the annotation's readOnlyHint=false (write operation). However, it does not disclose behavioral traits such as duplicate handling, prerequisites (e.g., existing transactionId), or side effects. The schema description adds 'automate the creation' but the tool description adds no value beyond the annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness3/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single sentence, making it concise. However, it is too minimal and does not provide enough information to justify its brevity. It is front-loaded but lacks substantive content.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given 9 parameters, 6 required, and no output schema, the description is incomplete. It does not explain how recurring transactions work, the relationship between transactionId and creating new, or what happens if startDate is omitted. The schema addresses some of this, but the tool description should provide a higher-level overview.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 89%, so most parameters are documented in the schema. The tool description adds no additional meaning beyond what the schema provides. Baseline 3 is appropriate as the schema does the heavy lifting.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose3/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Create a recurring transaction' clearly states verb+resource, but it is extremely brief and does not distinguish from sibling tools like 'createTransaction' or 'editRecurringTransaction'. The schema description adds some context, but the tool description alone is vague regarding scope and uniqueness.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives such as 'createTransaction' (for single transactions) or 'editRecurringTransaction' (for modifying existing ones). There are no explicit when-to-use or when-not-to-use instructions.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate readOnlyHint=false, confirming it is a write operation. The description adds no additional behavioral context such as side effects, required permissions, or scope of the change.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness3/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is very short and front-loaded, but it fails to provide essential details. It is concise but under-informative, not earning its brevity with valuable information.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given a single optional parameter with many enum values and no output schema, the description is incomplete. It does not mention that currency can be null, what the default is, or what the tool returns after setting.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters2/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 0% as the description does not mention the currency parameter. The input schema includes a long enum, but the description provides no meaning or context about the parameter's role or default behavior.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Set currency preference' clearly indicates a verb and resource, distinguishing it from the sibling getCurrency. However, it is vague about the scope (user-level vs. session-level) and lacks specificity.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives. While getCurrency is a natural counterpart, the description does not explain the context for setting currency.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate this is a write operation (readOnlyHint=false), but the description adds no additional behavioral context such as side effects, error conditions, or idempotency. For a creation tool, more transparency is needed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness2/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is extremely brief ('Create new transaction'), but it merely restates the tool name and title. For a tool with 7 parameters and no output schema, this is underspecified and does not earn its place.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the complexity (7 parameters, 4 required, no output schema), the description does not explain return values, error handling, or constraints. It is insufficient for effective tool invocation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
All parameters have descriptions in the input schema (100% coverage), so the description does not need to add meaning. However, it does not provide any extra insight or usage hints beyond the schema, resulting in a baseline score.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Create new transaction' clearly states the action and resource, but does not differentiate from the sibling tool 'createRecurringTransaction'. The title also repeats 'Create new transaction', so it is clear but not distinctive.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives like 'createRecurringTransaction' or 'editTransaction'. The description lacks context for appropriate use cases or exclusions.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description adds no behavioral context beyond the annotation 'readOnlyHint: true'. It does not mention ordering, pagination, or the effect of omitting date filters, which the agent needs to know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness3/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a very short phrase, which is concise but lacks structure and does not earn its place as a full explanation. A single sentence with more detail would be better.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the simplicity (two optional params, no output schema), the description should explain what the tool returns and any default behavior. It fails to do so, leaving the agent with incomplete context.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, and the description adds no additional parameter meaning beyond the schema. Baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the action ('Retrieve') and resource ('recurring transactions'), distinguishing it from sibling tools like 'getTransactions' (general) and mutation tools. However, it is a fragment rather than a full sentence.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives such as 'getTransactions' or 'createRecurringTransaction'. The description lacks any context for appropriate usage.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description only says 'create', which aligns with annotations (readOnlyHint=false). However, it does not disclose behavioral traits such as whether duplicate categories are allowed, maximum number of categories, or any side effects. The openWorldHint=false annotation is not explained.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness4/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single short sentence with no superfluous words. It is front-loaded and efficient. However, it could be slightly expanded to include parameter or usage hints without losing conciseness.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the simple tool (2 params, no output schema), the description is minimal. It lacks context such as whether categories are reusable across types, uniqueness constraints, or behavior when type is invalid. The complete set of sibling tools (e.g., getCustomCategories, deleteCustomCategories) suggests a CRUD pattern, but no guidance is provided.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters2/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The input schema has 2 parameters with 0% description coverage. The description does not explain the meaning or usage of the 'categories' array or the 'type' enum. The agent must infer semantics solely from the schema, which lacks human-readable explanations.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the action (create), resource (custom categories), and context (for transactions). It distinguishes from sibling tools like deleteCustomCategories and getCustomCategories by using 'create'. The verb and resource are specific and unambiguous.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives like createTransaction or createRecurringTransaction. The description does not mention prerequisites, limitations, or exclusions for using createCustomCategories.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnlyHint=false, so the agent knows it's destructive. The description adds 'permanently', which underscores irreversibility, but lacks further details on side effects, permissions, or error states.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness2/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is only two words, which is extremely concise but at the expense of completeness. It lacks essential context and structure, failing to earn its place as a standalone explanation.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given low complexity (one parameter, no output schema, annotations present), the description is still insufficient. It omits return behavior, error conditions, or prerequisites, leaving the agent underinformed.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, with a single parameter that already has a description. The tool description does not add additional meaning beyond the schema; the parameter description itself is somewhat inconsistent (referencing recurring transactions).
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the action ('Delete') and the resource ('transaction'), with 'permanently' emphasizing irreversibility. However, it does not differentiate between this tool and sibling tools like 'deleteRecurringTransaction', which could cause confusion.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description provides no guidance on when to use this tool versus alternatives such as 'deleteRecurringTransaction' or 'editTransaction'. There are no prerequisites or contextual hints for appropriate use.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description does not disclose behavioral traits beyond stating it's a write operation (consistent with readOnlyHint=false). It omits details like whether it overwrites, merges, or requires existing categories, and does not cover side effects or permissions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness4/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The single-sentence description is concise and front-loaded. However, it could be slightly more informative without losing conciseness, e.g., mentioning that it sets or updates category budgets.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool has a complex nested parameter, no output schema, and minimal annotations, the description is too sparse. It lacks information about return values, error conditions, or operational effects, which is needed for a write operation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so the schema already documents the 'breakdown' parameter. The description adds no additional meaning to the parameter beyond what is in the schema, resulting in baseline score.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Set budget for categories' clearly states the verb (set), resource (budget), and scope (for categories). It distinguishes from sibling tools like getBudget and other transaction-related tools, though it could be more precise about whether it updates or replaces.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No explicit guidelines on when to use this tool versus alternatives (e.g., editBudget if it existed, or getBudget for reading). The description provides no context for appropriate invocation.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate this is a mutation (readOnlyHint=false). The description adds that it marks for the current period, which is useful. However, no details are given about side effects, permissions, or reversibility, which are important for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single concise sentence that immediately conveys the core action and scope. No unnecessary words.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple mutation with one parameter and no output schema, the description provides the basic information. However, given the existence of sibling tools with overlapping functionality, more context on the effect and when to use this specific tool would improve completeness.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters2/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so baseline is 3. However, the parameter description ('ID of the recurring transaction to mark as done, skip or delete') is misleading because the tool only marks as done, not skip or delete. This confusion reduces the value added.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the action ('mark as done') and the scope ('for the current period'). However, the parameter description confusingly includes 'skip or delete', which blurs the purpose and does not differentiate it from sibling tools like skipRecurringTransaction and deleteRecurringTransaction.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No explicit guidance on when to use this tool versus its siblings (skipRecurringTransaction, deleteRecurringTransaction). The description only implies usage for the current period, but does not explain the difference or provide decision criteria.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate readOnlyHint=false, so the tool is understood to be a mutation. However, the description adds no behavioral context such as side effects, permissions, or idempotency, relying solely on annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single sentence that is front-loaded and contains no redundant information. Every word serves a purpose.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
The description does not clarify that the 'transactionId' parameter is essential for editing, nor does it explain return values or behavior when required parameters are omitted. This is a significant gap for a tool with 7 parameters and no output schema.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% with descriptions for all 7 parameters. The description adds no extra meaning beyond the schema, so a baseline score of 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Edit an existing transaction' uses a specific verb and resource, clearly distinguishing it from sibling tools like createTransaction or deleteTransaction.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives (e.g., createTransaction for new transactions). The description lacks context for selection.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnlyHint=false, so the description adds no additional behavioral context. It does not explain what 'skip' entails—e.g., whether it's reversible or affects future occurrences.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Single sentence of 7 words, front-loaded and free of redundant information. Every word earns its place.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a tool with one required parameter and no output schema, the description is too sparse. It omits consequences of skipping, such as reversibility or impact on future occurrences, leaving the agent underinformed.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% (one parameter described), so baseline is 3. The tool description does not add meaning beyond what the schema provides; the parameter description in the schema is actually more generic.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the action ('Skip'), the resource ('recurring transaction'), and the scope ('for the current period'), distinguishing it from siblings like markRecurringTransactionDone or deleteRecurringTransaction.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance on when to use this tool versus alternatives like markRecurringTransactionDone or deleteRecurringTransaction. The description does not provide any usage context or exclusions.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnlyHint=false. The description adds no behavioral context beyond the mutation implication, such as effects on future occurrences or error handling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness4/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single, concise sentence. It is not verbose, but could benefit from slightly more context without becoming overly long.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness2/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool's complexity (9 parameters, no output schema), the description lacks details on behavior (e.g., does it update future instances?) and return values.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is high (89%), and most parameters are explained there. The tool description adds no extra meaning beyond what the schema already provides.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Edit a recurring transaction' clearly states the action and resource. It distinguishes from sibling tools like createRecurringTransaction and deleteRecurringTransaction.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines3/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description does not explicitly state when to use this tool versus alternatives. The schema's transactionId field implies it is for existing transactions, but no direct comparison or when-not advice is given.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior2/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint: true. Description adds no behavioral details beyond that, such as idempotency or side effects.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Single sentence, front-loaded, no unnecessary words. Efficient and direct.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Missing explanation of return value format. Despite low complexity, lack of output schema means description should indicate what is returned.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
No parameters exist, and schema coverage is 100%. Baseline 3 applies; description adds no parameter insights.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states 'Get the current currency preference', using a specific verb and resource. It distinguishes from sibling 'setCurrency'.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance on when to use this tool vs alternatives like 'setCurrency'. The description lacks context for selection.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the description aligns without contradiction. However, it adds no behavioral details beyond what annotations provide, such as potential rate limits or result set limits, which would be beneficial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single concise sentence with no wasted words. It is front-loaded and efficient.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool has fine-grained parameters documented in the schema and no output schema, the description is minimally adequate. However, it could mention the output format, sorting, or pagination to be more complete.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
All parameters have descriptions in the input schema (100% coverage), so the description adds no additional meaning. The baseline of 3 is appropriate as the schema already documents each parameter adequately.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description 'Retrieve a list of transactions' clearly states the action and resource. It distinguishes from sibling mutation tools by using 'Retrieve' which implies a read operation, but does not explicitly differentiate from other list tools like getRecurringTransactions.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance is provided on when to use this tool versus alternatives. The description lacks context for specific scenarios or exclusions, leaving the agent to infer usage from the tool name alone.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate destructive behavior (readOnlyHint=false). The description adds 'permanently', which is consistent but does not elaborate on side effects like irreversibility or cascading effects. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Extremely concise at five words, front-loading the key action. No unnecessary information.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Adequate for a simple single-parameter tool, but lacks details on return value, side effects, or behavior when the transaction does not exist. The description is minimal but covers the core purpose.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% and the schema already describes the parameter. The tool description adds no additional parameter meaning beyond what the schema provides.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description states the specific verb 'delete' and the resource 'recurring transaction', and the term 'permanently' clarifies the scope. It distinguishes from siblings like deleteTransaction and skipRecurringTransaction.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines2/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No guidance on when to use this tool versus alternatives like skipRecurringTransaction or markRecurringTransactionDone. The description does not specify prerequisites or conditions for deletion.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint=true indicating safe read. Description adds only 'specific period', which is already captured in schema. No additional behavioral insights.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Single sentence, efficient, no wasted words. Front-loaded with key action and resource.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
No output schema exists, but description does not clarify return format. However, given low complexity and good annotations, it is minimally adequate.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema descriptions cover all 3 parameters (100% coverage). The description adds no extra meaning beyond what is already in the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the verb 'Retrieve' and resource 'budget', with scope 'for a specific period'. It distinguishes from the sibling 'setBudget' which is a write operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines3/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
No explicit guidance on when to use vs alternatives like other get tools or setBudget. The purpose is implied but not elaborated.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true. Description adds ownership context ('created by the user') but no additional behavioral traits beyond what annotations convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Single sentence, front-loaded with verb and resource, no unnecessary words.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness4/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Simple read tool with one parameter. Description explains purpose sufficiently. Lacks mention of return value format, but not critical given low complexity.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema covers parameter type with description and enum. Description adds no extra meaning beyond schema, meeting baseline for high schema coverage (100%).
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
Description clearly states 'Retrieve all custom categories created by the user', specifying verb, resource, and scope. It distinguishes from siblings like getCategoriesByType (standard categories) and createCustomCategories.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines3/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
Description implies use for custom categories but does not explicitly state when to use this tool vs siblings like getCategoriesByType. No alternatives or when-not guidance provided.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
Behavior4/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the bar is lower. The description adds the contextual behavior of being a prerequisite for creation, but no additional behavioral traits are needed. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
Two sentences: first states purpose, second gives usage hint. No unnecessary words, well front-loaded.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness4/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple one-param tool with no output schema, the description is complete: purpose, usage context, fallback. However, it lacks explicit differentiation from sibling tools like getCustomCategories.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters3/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% with an enum description. The description does not add any extra meaning beyond what the schema provides, so baseline score of 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states 'Retrieve all categories of a specific type' with a specific verb and resource, and the type filtering distinguishes it from siblings like getCustomCategories.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines4/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
It explicitly says to use this tool before creating a transaction and what to do if no categories match. While it doesn't mention when not to use it or list alternatives, the guidance is clear and practical.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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