Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It states the direct action (navigate to homepage) but does not disclose any side effects like page reload, session reset, or departure from current page. For a simple navigation this is adequate, but it adds no detail beyond the literal action.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.