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monarch-mcp2-obot

by dcode

Household Get Household Preferences

household_get_household_preferences
Read-onlyIdempotent

Fetch household preferences to view current settings for Monarch Money household management and personalize your finance setup.

Instructions

Get household preferences.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
fieldsNoOptional dotted output field paths to return, such as ['id', 'merchant.name', 'category.name'].
output_modeNoOutput shape to return. Use summary for compact CLI-style defaults, full for complete structured data without raw, and raw for complete structured data including raw payloads.summary
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=true, and destructiveHint=false, which fully cover the safety profile. The description adds no further behavioral context such as authentication requirements or rate limits, but it does not contradict the annotations. Given the annotations, this is adequate.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single short sentence with no filler, but it essentially restates the tool title and provides no additional structure or context. It is concise but under-informative, so it does not earn a higher score.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

There is no output schema and the description gives no hint of what 'preferences' actually contain or how this tool differs from household_get_household. The well-documented parameters partially compensate, but the description is incomplete for an agent choosing among many household-related getters.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, and both parameters are well documented: 'fields' explains dotted output paths, and 'output_mode' explains summary/full/raw shapes. The description itself contributes nothing beyond the schema, so the baseline of 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a clear verb and resource: 'Get household preferences.' This is specific enough to distinguish the action from other household tools like household_get_household or household_get_current_user. However, it does not explicitly name or differentiate against those siblings, so it misses the top score.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives. It neither mentions conditions nor names related tools such as household_update_household_preferences or household_get_household. The agent is left to infer usage from the tool name alone.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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