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dcode

monarch-mcp2-obot

by dcode

Accounts Delete Account

accounts_delete_account
Destructive

Delete a Monarch Money account by ID, removing or clearing associated data to clean up your financial records.

Instructions

Delete account. This may delete, clear, reset, or otherwise remove data.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
fieldsNoOptional dotted output field paths to return, such as ['id', 'merchant.name', 'category.name'].
account_idYes
output_modeNoOutput shape to return. Use summary for compact CLI-style defaults, full for complete structured data without raw, and raw for complete structured data including raw payloads.summary
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare destructiveHint=true and idempotentHint=false, so the description does not contradict them and adds a broad warning that data may be deleted, cleared, reset, or removed. However, the warning is vague and does not specify whether associated transactions, balances, or other linked data are affected.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is short and front-loaded with the core action. The second sentence adds a caution about data removal without excessive fluff, though it is somewhat vague.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a destructive single-resource delete operation, the description is minimally adequate: it names the action and warns of data removal. Missing details about reversibility, cascading effects, or what happens to associated data leave meaningful gaps for an agent deciding whether to invoke it.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description adds no parameter-level detail, but the schema covers fields and output_mode with useful descriptions. The required account_id is undocumented in both schema and description, though its purpose is reasonably inferable from the tool name.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Delete account') with a specific verb and resource. It distinguishes itself from account creation, updates, and reads by naming the delete operation, though it does not explicitly differentiate itself from sibling tools or elaborate on scope.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no guidance on when to use this tool versus alternatives like accounts_update_account or accounts_list_accounts. The description does not mention prerequisites, irreversible consequences, or any exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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