Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint=true, so the description doesn't need to restate safety. The description adds the base64 return format, which is useful behavioral context. However, it doesn't disclose details like whether 'original' affects the response, file size limits, or whether the download is a direct binary vs. wrapped in JSON. With annotations covering the read-only nature, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.