Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure but only states what the tool does at a surface level. It doesn't describe whether this returns a complete list or paginated results, what format the output takes, whether there are rate limits, authentication requirements, or any other operational characteristics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.