Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It discloses the returned content (subsidiaries with name and jurisdiction), but does not mention that it is a read-only operation, whether it returns an empty array if no Exhibit 21, or any error conditions. The behavior is minimally transparent but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.